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Tuesday, September 28, 2010

Car - insurance guide little known details about your auto insurance policy


This car insurance guide will explain common clauses in an automobile insurance policy. Buying car insurance can be confusing, and this column will begin to explain to some common questions people have.

The first thing you need to understand is the responsibility of its polĂ­tica.Esta is the largest of any insurance policy, because it is the portion paid to cover the damage to property of others or any injuries sustained in an accident.

Liability coverage is divided into three partes.El first is how much your policy will pay an injured person, the second part is how the policy will pay all injured persons, and the third part is the total amount of money paid to repair the damaged property. Limitations are normally written in a series of three digits, similar to a date is commonly written.

If you see 25/50/25 policy has a maximum of $ 50,000, $ 25,000 for an individual to all individuals and $ 25,000 for damages.It is important to know that damage or injury that cost more than the coverage you have, will be paid by usted.Por that enough purchase liability coverage is essential to protect you financially.

The other thing you need to be aware of is that insurance of collision, but not required, it is very importante.Sin appropriate collision coverage will be responsible to pay the entire cost of repair for your own vehicle, if you are free from fault in the accident.

The last thing mentioned in this guide to car insurance is the coverage rider without seguro.Se trafficking in coverage that can be purchased in case that you are affected by an uninsured motorist or any underinsured.Recogerá expenses that are not covered by the other driver's insurance policy.






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